WHAT IS MOST IMPORTANT TO YOU?
WHAT DO YOUR DREAMS LOOK LIKE?
WHAT OBSTACLES DO YOU SEE IN YOUR PATH?
You’re between age 25 to 35 years and have the perfect opportunity to start building a secure financial future. You may invest in a home and start planning a family. We can help you keep your income in line with your expenses and look down the road to the next phase.
At age 35 to 45, your earnings will rise to its peak level, but you’re financial needs will also increase. Your primary concern will be day to day living and its expenses. You can begin to diversify your portfolio with our help.
This is the phase between 45 and your 60’s. You have reached you max income level. Your family is almost or has become independent. Expenses are lower and depts are paid off. Now is the time to save more and evaluate your current investments and retirement plan. We will continue our financial planning on towards retirement.
The final financial phase occurs around mid-60’s to early 70’s. Your focus will shift from wealth accumulation to income preservation. We will help you in your pursuit to preserve your purchasing power and enjoy your desired lifestyle.
OUR PROCESS
We begin with a comprehensive fact-finding meeting to review your current financial situation and discuss the goals that are important to you. Our purpose is to have a clear understanding of your objectives and risk tolerance to determine which investment model best suits you.
OUR COMMITMENT
As your long-term guides, once your investment management plan has been established, we provide you with ongoing monitoring and periodic reviews. At any time, we will meet with you to conduct a thorough investment review and ensure that we continue to calibrate your plan as your goals and circumstances evolve.
TRANSPARENCY
Transparency is a characteristic of a good planner-client relationship. You will know where your money is and how it is invested. You want a professional who looks out for you. We earn trust through our character, ability, and candor. In handling portfolios for clients, we have learned to watch for certain concerns and to be aware of certain issues that may get in the way of wealth building or wealth retention.
Many investors have built impressive and varied portfolios but lack long-term wealth management strategies. Money has been made, but little attention has been given to tax efficiency or risk exposure. We strive to sustain a strong client relationship that is built on trust collaboration and mutual understanding of your goals. Each wealth management plan we create is unique. Let’s engage in conversations that seek to uncover how your goals fit into your larger life plan. You are an essential part of the planning process.